Lending/New Jersey

Lending in New Jersey

Senior construction loans for apartment and mixed-use projects in Jersey City and Bayonne, from a New York lender across the river.

$169.3M
Construction loan in Journal Square, Jersey City
$2.5B+
Closed nationwide with affiliates
In-house
Underwriting and loan decisions
The short answer

Who makes construction loans for apartments in Jersey City?

Bravo Property Trust is a New York-based private lender that makes senior construction loans for multifamily and mixed-use projects in New Jersey. It has financed a $169.3 million loan for a 477-unit rental building in Journal Square, a $65 million loan for a 218-unit building on Jersey City's West Side, and a $68 million loan for a 180-unit waterfront community in Bayonne.

Track record

What has BPT financed in New Jersey?

$169.3M
Senior construction loan for a new 477-unit Class A rental building with ground-floor retail, half a mile from the PATH
1075 West Side Square · Journal Square, Jersey City
$68M
Senior construction loan for the ground-up development of a 180-unit luxury waterfront community
Bayonne Waterwalk · Bayonne
$65M
Senior construction loan for a 15-story, 218-unit Class A mixed-use building with a rooftop pool
Route 440 · West Side, Jersey City
Bridge
Bridge and Bridge-to-HUD loans for New Jersey apartments and senior care, with a HUD refinance from affiliate Bravo Capital once a property qualifies
Statewide
How we lend in New Jersey

What kinds of New Jersey projects does BPT finance?

One credit team, from first loan to long-term exit.

Build

Ground-up rentals

Senior construction loans for Class A apartment and mixed-use buildings near transit, in the fast-growing Hudson County market.

Bridge

Lease-up and acquisition

Short-term first-mortgage loans while a building is bought, finished or leased up.

Exit

Planned from day one

For rental buildings, the exit can be a HUD-insured loan through affiliate Bravo Capital, which is MAP and LEAN approved.

Common questions

New Jersey lending: what borrowers ask

Who made the Journal Square construction loan at 1075 West Side Square?

Bravo Property Trust provided the $169.3 million senior construction loan for the 477-unit building, closed in June 2024.

Does Bravo Property Trust lend in Bayonne?

Yes. In July 2026 BPT closed a $68 million senior construction loan for a 180-unit waterfront development in Bayonne.

Can a New Jersey construction loan end in a HUD loan?

For rental buildings, yes: once the property is built and stabilized, affiliate Bravo Capital can refinance it with a HUD-insured loan. A HUD takeout is never guaranteed.

Building in Jersey City or Bayonne?

Our office at 780 Third Avenue is a short trip from the Hudson County waterfront. Speak directly with a decision-maker about construction, bridge or mezzanine financing.

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