Build with a Bravo Property Trust construction loan, lease up, then refinance into a long-term HUD loan through affiliate Bravo Capital.
Bravo Property Trust is a New York-based private lender that makes senior construction loans for apartment projects planned from day one to refinance into a HUD-insured loan through its affiliate Bravo Capital, a HUD MAP and LEAN lender. It made a $68 million construction loan for apartments in Bayonne, New Jersey, structured as a Bridge-to-HUD loan.
One family of lenders from the first draw to the 35-year fixed rate.
A senior construction loan with in-house underwriting and loan decisions, sized and structured around the HUD exit.
The property leases up while Bravo Capital prepares the HUD application, so the refinance can start as soon as it qualifies.
Bravo Capital refinances into a HUD 223(f) loan: fixed rate for up to 35 years, fully amortizing and non-recourse.
Yes. Once the building is finished and stabilized, Bravo Capital can refinance a BPT construction loan into a HUD 223(f) loan with a fixed rate for up to 35 years.
A BPT construction loan closes faster and is planned around a later HUD refinance. HUD 221(d)(4) finances construction and the permanent loan in one, with HUD's longer approval up front.
Bravo Capital, BPT's affiliate, which is HUD MAP and LEAN approved and had a 100% HUD closing rate in 2025.
No. HUD makes its own decision. BPT plans the loan around a realistic HUD exit, and Bravo Capital prepares the application during lease-up.
Speak directly with a decision-maker about a construction loan now and a HUD refinance later.
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